Pagarme: how it works, advantages and transparent checkout

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is a payment platform that simplifies online transactions by offering solutions such as seamless checkout. This allows users to complete purchases without leaving the online store, increasing conversion. In addition, the platform offers security and agility in transactions, benefiting both merchants and consumers .
Anyone who already sells online or wants to start selling knows the importance of choosing a good payment service provider. With this in mind, we latvia mobile database to Pagarme – our payment integration partner – and compiled in this article everything you need to know before creating your account to start receiving payments through this sub-acquirer of the Stone.co group.

What is Pagar.me and how does it work?
Pagar.me is a payment service provider (PSP) that combines the transparency of a gateway with the ease of sub-acquirer integration, i.e., it is the system responsible for intermediating payments between merchants, customers and acquirers. Pagar.me offers three complete payment solutions that can be adapted to your business:

E-commerce – a simple connection between you and card operators. It is easy to use and transparent for the customer. This solution allows payments by credit card and bank slip, which can positively influence your conversion rate, as it is transparent for both the buyer and the card company and bank;
Marketplace – the most complete way to manage your operation and pay your store’s recipients. Through this tool, you can create split rules to automate the flow of money and financial responsibility for possible chargebacks, keeping the process transparent from the beginning and avoiding double taxation.
Recurring (subscription) – allows you to create customized plans for your needs and bill your customers at the frequency that best suits your company. You can receive payments via bank slip or card using a system that manages the billing flow and defaults on your behalf.