Key Market Opportunities Leader
Posted: Wed Dec 18, 2024 7:08 am
This article details various types of credit user risk behaviors, including long-term loans, bridge loans, overdue payments and non-payments, secondary installments, early settlement, quota increases, etc. The key points of these behaviors and the user psychology behind them are analyzed. Then it describes the risk management response methods, that is, prevention in advance and follow-up later. Introduction It goes without saying how important it is to know what it is and why it is. Any internet business needs to have a deep understanding of your users, especially in the area of consumer finance. Testing is not mainstream due to its risk-deferred nature.
Laozi said: He who knows others is wise, and he who knows indonesia phone number list himself is wise. Confucius said: Don't worry about others until you know yourself, and when you worry, others don't know you. | Sun Tzu's Art of War says:Know yourself and your enemy, and you can fight a hundred battles without danger. I don't know who said: A wise person is not superficial, only a thoughtful person can understand. I don't know who said: If you try superficially, you can only find the real meaning by going deep into the bones. Others say: The key to learning lies in expertise.
Another saying is– Look at the forest again after seeing the tree. The teacher said: No matter what you do, if you don't understand the state of that thing, its nature, and its relationship with other things, you don't know the rules of that thing, you don't know how to do it. Do it, and you can't do it well. In addition, the so-called experts in this industry will give the slogan: KYC, know your customer. It's my turn. Mr. Lei said: If you ask, you know, you don't know, if you don't ask, you know.
Should product managers choose to be on the B-side? In recent years, as the Internet has experienced an increasing amount of money spent on building a market, it has become increasingly aware that relying solely on the C-side is not enough, and it is necessary to make up for the shortcomings of the - side as soon as possible. So should product managers choose to transition to the B-side? See details> I need to know many things that are the result of time even if you do not face the test. Don't forget that what you know, there are no details, which is not enough for you.
There are many details in knowledge. Just as we see living in the desert, we see the forest from the air, and those who live in the desert live in the forest. The credit view is a very light interaction. That's all. What's more, you are trying your best to do user management, SMS marketing, page design, process optimization, model strategy analysis, pre-loan access, transaction constraints, quota adjustment and price adjustment, etc. behind the platform. Limited user initiative is something you should appreciate. Excellent risk managers should have a clear understanding of the mechanisms behind user behavior, especially user behavior involving risks.
Laozi said: He who knows others is wise, and he who knows indonesia phone number list himself is wise. Confucius said: Don't worry about others until you know yourself, and when you worry, others don't know you. | Sun Tzu's Art of War says:Know yourself and your enemy, and you can fight a hundred battles without danger. I don't know who said: A wise person is not superficial, only a thoughtful person can understand. I don't know who said: If you try superficially, you can only find the real meaning by going deep into the bones. Others say: The key to learning lies in expertise.
Another saying is– Look at the forest again after seeing the tree. The teacher said: No matter what you do, if you don't understand the state of that thing, its nature, and its relationship with other things, you don't know the rules of that thing, you don't know how to do it. Do it, and you can't do it well. In addition, the so-called experts in this industry will give the slogan: KYC, know your customer. It's my turn. Mr. Lei said: If you ask, you know, you don't know, if you don't ask, you know.
Should product managers choose to be on the B-side? In recent years, as the Internet has experienced an increasing amount of money spent on building a market, it has become increasingly aware that relying solely on the C-side is not enough, and it is necessary to make up for the shortcomings of the - side as soon as possible. So should product managers choose to transition to the B-side? See details> I need to know many things that are the result of time even if you do not face the test. Don't forget that what you know, there are no details, which is not enough for you.
There are many details in knowledge. Just as we see living in the desert, we see the forest from the air, and those who live in the desert live in the forest. The credit view is a very light interaction. That's all. What's more, you are trying your best to do user management, SMS marketing, page design, process optimization, model strategy analysis, pre-loan access, transaction constraints, quota adjustment and price adjustment, etc. behind the platform. Limited user initiative is something you should appreciate. Excellent risk managers should have a clear understanding of the mechanisms behind user behavior, especially user behavior involving risks.